Insurance Information and fees:

MEDICARE ALERT!! John has opted out from Medicare in both Minnesota and Nevada. If you are 65 or over, whether you are enrolled in Medicare or not...OR...if you are eligible for Medicare payments for some other reason (disability, etc.) YOU CANNOT BILL MEDICARE for any of our services, AND...you and John must complete the form on this link during your first session with John...http://www.clearlife.com/Medicare_Opt_Out_MN_NV.pdf
 
We have not been on any insurance panels for 30 years. This was a difficult business decision that we
made after having so much interference by insurance companies in our longer-term clinical work.

If your policy covers out-of-network providers, you will probably get some coverage, but it is your responsibility to check
on that.

If you are planning to do marriage and family therapy with us, you will need to check with your insurance carrier to
see if they cover that. Most do not, even if your provider is in-network.

All of our clients pay at the time of the session either by check, Visa, or MasterCard. We provide you with a statement
once a month that you can submit to insurance, or for tax purposes, but it is up to you to check your coverage. We do
not do any insurance billing for our clients.

Our fees are: $175 per 50-minute hour for individual, couple, or family therapy
                      $70 per 2- hour men's group
                      $85 per 2-hour women's group